# InstantAdPay

> InstantAdPay (https://instantadpay.com) is an advertising platform with a referral program, live on the Polygon blockchain. Members buy advertising credit packages in POL and spend the credits on ads shown to other members. A public smart contract settles each purchase and pays fixed shares to the buyer's referral line and two platform wallets in the same transaction. It is not an investment, a security or a passive-income scheme, and it makes no earnings promises. Last verified: 2026-10-06. Full page: https://instantadpay.com/facts

## Smart contract
- Network: Polygon mainnet (chain id 137).
- Contract: 0xBE1ECA72AFF47d13D8E907e523F55eB9e2d365E0 (https://polygonscan.com/address/0xBE1ECA72AFF47d13D8E907e523F55eB9e2d365E0).
- The split percentages and qualification rules are constants in the code; no function can change them.
- The contract holds no member funds. Every payment is forwarded in the same transaction.

## Where each purchase goes
- 50% to level 1 (the direct sponsor). Any activated member qualifies.
- 20% to level 2. Requires at least 2 referred members whose first purchase was $20 or more.
- 10% to level 3. Requires at least 5 referred members whose first purchase was $20 or more.
- 10% to platform wallet A (0x7627fc78876948ac9d95c1c9eb061e7d6d647b70).
- 10% to platform wallet B (0x8b7d33849a2c4d92c985be31e46dc564ba901ad2).
- Pass-up: if the member at a level is not qualified, that share moves up the sponsor line to the next qualified member (up to 25 steps). If none qualifies, it goes to platform wallet A. Pass-ups are recorded on-chain with a reason.
- Qualification is earned only by referring real buyers; it cannot be bought.
- Overpayment is returned to the buyer in the same transaction.
- Platform income pays for operations, development, marketing and network game rewards.

## Pricing and ad credits
- Prices are set in US dollars and paid in POL, converted at purchase time with the Chainlink POL/USD feed on Polygon. If the feed is stale, the last fresh price is used for up to 24 hours, then new sales pause until the feed recovers.
- Base rate: 1 credit = $0.01. Packages: $5 = 500 credits, $20 = 2,000, $50 = 5,500, $100 = 12,000, $250 = 32,500 (larger packages include bonus credits).
- Package prices are bounded in the contract between $1 and $500; a price change waits 24 hours before taking effect.
- Purchased credits are recorded in the contract. As campaigns run, the platform's engine wallet burns spent credits on-chain in batches, each tagged with a campaign reference. Only the engine wallet can reduce a balance, and only by burning.
- Earned credits (welcome credits, viewing and surfing rewards, promo codes, bonuses) are tracked in the site database, not on-chain, and are labeled separately from purchased credits.
- Credits are advertising credit, not currency or a token: not transferable between members and not exchangeable for POL or cash.

## Refunds
- POL payments are on-chain and final; they cannot be reversed, charged back or refunded to a wallet.
- Unused credits stay in the member's balance until spent.
- If a campaign fails to deliver because of a platform problem, the platform may return the affected credits to the member's balance as returned purchased credits.

## Ad formats (seven)
Banner ads, text ads, login ads, video ads, solo ads (a message sent to members), featured rotation, and verified visits (the member stays on the advertiser's page for a set time before the visit counts).

## Attention and anti-fraud
- Video ads pause when the viewer switches tabs or the window loses focus; viewing and visit timers only count while the page is in front; the server also checks elapsed time.
- One account per person (Terms). Sign-ups are checked with device and network signals; a second account from the same device is refused and suspicious matches are flagged. Sign-in uses a one-time email code.
- Members who want more than one position add their own extra wallets to their one account ("Qualified Start"), openly.
- PolHunter hunt codes are generated per member and per visit, released only after the required time on the page, and their hiding place rotates daily.

## Network games
Free browser games that bring players to member ads and pay small POL rewards for gameplay milestones. Rewards come from game wallets the company tops up from platform income; each top-up is recorded in the company's accounts as a marketing cost. Rewards are per action and not guaranteed. Players sign in with their InstantAdPay account, so a player's sponsor carries across games.
- PolHunter (https://polhunter.com): scavenger hunts across network sites; find a per-visit code after a 45-second visit; advertiser missions. Live.
- Gem Kingdom (https://gemkingdom.app): fantasy match-3 with boss battles. Live.
- Drip Runner (https://driprunner.app): arcade runner; dodge drones; refuel at verified ad visits. Live.
- ClutterHunt (https://clutterhunt.com): seasonal hidden-object game. Live.
- Spooky Doors (https://spookydoors.com): Halloween event with candy milestones. Through 2026-10-31.
- SpellWheel (https://spellwheel.com): letter-wheel word puzzle. Opens 2026-10-10.
- PolyWarriors (https://www.polywarriors.com): cyberpunk turn-based battler with collectible warrior NFTs. Opens 2026-10-12.

## Links
- Platform facts: https://instantadpay.com/facts
- The contract explained: https://instantadpay.com/contract
- Live ledger: https://instantadpay.com/ledger
- Terms: https://instantadpay.com/terms
- Disclaimer: https://instantadpay.com/disclaimer