Which wallet to use, how to set it up in five minutes, and how to buy POL with a debit or credit card through MoonPay so it lands in your own wallet.
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One coin, one network: POL on Polygon.
Packages are paid in POL and every payout arrives as POL in your own wallet. Nothing else is used. When you buy, choose POL on the Polygon network, never MATIC on Ethereum and never another chain. The site never holds your money: you pay the contract from your wallet and the contract pays your line in the same transaction.
Preferred wallets
Any wallet that supports the Polygon network works. These are the ones we have tested end to end.
MetaMask recommended
Browser extension on desktop, app on phone. The one to use for Qualified Start, because it lets you add extra accounts under the same wallet, one per position. Connects directly on desktop and through WalletConnect on mobile.
Clean phone and desktop apps, no purchase-size block. Good choice if you are new and only ever plan to run one position. One setup step: Phantom ships with Polygon switched off. Open Settings, then Active Networks (Developer Settings on some versions), and turn Polygon on before you connect. Until it is on, the connect and buy buttons here will fail or show the wrong network.
The self-custody wallet from Coinbase, not the exchange account. Handy if you already buy crypto on Coinbase: buy POL there and send it to this wallet on the Polygon network.
Trust Wallet blocks any purchase that would spend most of the POL in the wallet. You see a red "this transaction will drain your wallet" screen with no way past it. If you use Trust, keep about twice the package cost in POL, or buy a smaller package first. The extra POL stays yours. If a blocked attempt leaves the connection dead, open Wallet, tap Disconnect, then Connect again.
Install it from the official source only. MetaMask: metamask.io. Phantom: phantom.app. SafePal: safepal.io. Coinbase Wallet: wallet.coinbase.com. On a phone, use the app store listing those sites point to.
Create a new wallet and set a device password or PIN.
Write down the recovery phrase (12 or 24 words) on paper and keep it offline. Anyone who has those words has your money. Nobody from InstantAdPay will ever ask for them, and the site never sees them.
Make sure Polygon is available. MetaMask asks to switch to Polygon the first time InstantAdPay needs it; approve that. SafePal and Coinbase Wallet include Polygon already. Phantom has Polygon built in but switched off by default: Settings, then Active Networks, turn on Polygon.
Copy your address. It starts with 0x and is the same on every EVM network. This is where your POL goes and where your payouts arrive.
Link it in Members: open the Wallet tab, tap Connect, and sign the free message. Then Switch on payouts, one small transaction that registers your address with the contract. Do both before your people start buying, so their first purchase pays you.
Buy POL with a card through MoonPay
MoonPay is a licensed card-to-crypto service. You pay them, they send POL to your wallet. InstantAdPay is never in the middle of that payment.
Opens in a new tab with POL on Polygon selected.
Have your wallet connected first (Wallet tab). Then open Buy packages and look at the live POL price for the package you want. Plan to buy that amount plus 2 or 3 POL for network fees. Trust Wallet users: buy about double.
Tap "Buy POL with a card" under the packages. MoonPay opens in a new tab with POL on Polygon selected and your own wallet address filled in. If for any reason it is not filled in, choose POL (Polygon) yourself and paste your address from step 5 above.
Enter the amount in dollars or POL and pay with a debit card, credit card, Apple Pay or Google Pay. MoonPay has a minimum order, usually around $30, so the $5 package on its own is below it. Buy enough for the package you actually want.
First time only: identity check. MoonPay asks for your email, phone and a photo ID. This is their legal requirement, not ours. It normally takes a few minutes; occasionally a review takes longer, and MoonPay emails you when it clears.
Wait for the POL to land. Usually a few minutes. Your wallet balance shows on the Wallet tab and next to your positions.
Go back to Buy packages and buy. The wallet asks you to confirm one transaction. The moment it settles, your credits are minted and your line is paid.
Already own crypto on an exchange? Coinbase, Kraken, Binance and most others sell POL. Withdraw it to your wallet address and pick the Polygon network on the withdrawal screen. Sending on the wrong network can lose the funds.
Prefer to buy inside the wallet? MetaMask, Trust, SafePal and Phantom all have a Buy button that uses MoonPay or a similar provider. Same rule: POL, Polygon network, your own address.
Common questions
Do I need a wallet to join?
No. Join with your email. The wallet comes out only when you buy a package or switch on payouts.
How much POL do I need?
The Buy packages tab shows the live POL cost of each package. Buy that plus 2 or 3 POL for fees. There is no other cost.
Why did MoonPay decline my card?
Some banks block crypto purchases. Try a different card, Apple Pay or Google Pay, or buy on an exchange and withdraw to your wallet on Polygon.
Can I use the same wallet for more than one position?
One address is one position on the contract. For Qualified Start, add extra accounts inside MetaMask, each with its own address, and link them on the Buy packages tab. The three Qualified Start videos in Training walk through it.
Where do my payouts go?
To the wallet address you switched payouts on with, in the same transaction as the purchase that earned them. Nothing is held on the site.
Advertising, not investing. No income is guaranteed; results depend on your effort. Crypto transactions are irreversible and carry risk of loss. MoonPay is an independent, licensed provider; its fees and limits are its own.